KiwiSaver First Home Withdrawal Calculator
Calculate how much you can use from KiwiSaver for your first home
First Home Withdrawal: You can withdraw most of your KiwiSaver savings (excluding $1,000 minimum and government contributions) to buy your first home in New Zealand. You must be a member for at least 3 years.
Amount You Can Withdraw
$0
Amount Remaining in KiwiSaver
$0
Minimum $1,000 must stay in KiwiSaver
Total Available for Deposit
$0
KiwiSaver withdrawal + First Home Grant (if eligible)
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Disclaimer: This calculator provides estimates only. Actual withdrawal amounts and First Home Grant eligibility depend on your specific circumstances, including property location, income, and KiwiSaver provider calculations. Government contribution amounts may vary. Always check with your KiwiSaver provider and Kāinga Ora for accurate withdrawal amounts and grant eligibility.
First Home Grant Amounts (2025)
- Existing home: Up to $5,000 (single) or $10,000 (couple)
- New build: Up to $10,000 (single) or $20,000 (couple)
Price caps apply: Check Kāinga Ora for current price caps in your region.